Call or Text (845) 265-2220 ☰ ˟
Manage Policy File a Claim
Logo
Call or Text
(845) 265-2220
  • Página de inicio
  • Cotizaciones
    • Automovil Image of right arrow
      • Cotización de Auto
      • Auto Cotización Forma (corto)
    • Fianza
    • Business & CommercialImage of right arrow
      • Cotización Seguros Auto Comercial
      • Cotización Responsabilidad Publica
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Liquor Liability Quote Form
      • Cotización Seguro de Compensación Al Trabajador
      • Community Association Quote Form
      • Community Association Workers Compensation Quote Form
    • Granja
    • Inundación
    • Salud
    • Hogar Image of right arrow
      • Cotización Seguros de Hogar
      • Cotización Casera Manufacturada
      • Dueño de Una Casa de Inundación Cotización Formulario
      • Community Association Unit Owners (HO-6) Quote Form
    • Vida Image of right arrow
      • Presupusto de Seguro de Vida
      • Cotización Del Seguro de Vida de Término
    • LimousineImage of right arrow
      • Limousine Quote
      • Bond Request Form (TLC)
      • Workers Compensation Quote Form (Livery)
      • General Liability Quote Form (Livery)
    • Motocicleta
    • Vehículos Recreacionales
    • Alquileres
    • Camiones
    • Embarcacion / Yate
  • Servicio al Cliente
    • Automovil Image of right arrow
      • Requiere Tarjeta de Seguro de Auto
      • Requiere Pagina de Declaracion Y Coberturas Para El Auto
      • Mandar Pagina de Declaracion Y Coberturas Al Banco Financiero
      • Agregar Vehiculo A Poliza Personal de Auto
      • Remover Vehiculo de Poliza de Auto
      • Agregar Conductor A Poliza de Auto
      • Remover Conductor de Poliza de Auto
    • Business & CommercialImage of right arrow
      • Requiere Tarjeta de Seguro de Auto Comercial
      • Requiere Pagina de Declaracion Y Coberturas Para Auto Comercial
      • Agregar Vehiculo A Poliza Comercial
      • Remover Vehiculo de Poliza de Comercial
      • Agregar Conductor A Poliza Comercial
      • Remover Conductor de Poliza de Comercial
      • Certificado General de La Responsabilidad de La Petición Del Seguro
      • A Community Association Certificate Request Form
      • Request a General Liability Certificate of Insurance with Additional Insured
    • Hogar Image of right arrow
      • Declaración Y Coberturas de La Petición Para La Cobertura de Seguro Existente de Los Dueños de Una Casa
      • Request Evidence of Insurance
    • Motocicleta Image of right arrow
      • Requiere Tarjeta de Seguro de Motocicleta
      • Agregar Motocicleta A La Poliza
      • Quite La Motocicleta de La Política Existente
    • OtherImage of right arrow
      • Policy Review Request
      • Consent to Receive Electronic Records
    • Embarcacion / Yate Image of right arrow
      • Tarjeta de La Identificación de La Petición Para La Política de Watercraft
      • Agregue Watercraft A La Política Existente
      • Quite Watercraft de La Política Existente
  • Presentar una reclamación
    • Automovil
    • Business & Commercial
    • Inundación
    • Hogar
    • Motocicleta
    • Alquileres
    • Embarcacion / Yate
  • Blog
  • Hacer un Pago
  • Recursos
    • Archivo de zona segura
    • Refiera a un amigo
    • Enlaces Importantes
    • Calculadoras
    • Archivos importantes
    • Informes libre
    • Glosario de Seguros
    • Preguntas más frecuentes
    • Centro de noticias
  • Acerca de Nosotros
    • Acerca de Nosotros
    • Nuestra Ubicación
    • Directorio de empleados
    • Testimonios de clientes
    • Política de privacidad
  • Contáctenos
    • Contáctenos
    • Únete a nuestro boletín de noticias
Icon Icon Icon Icon Icon Icon
Home > Es-Us > Blog > Myths & Facts About Pumping Gas
TUESDAY, AUGUST 18, 2026

Myths & Facts About Pumping Gas

person inserting gas pump nozzle into vehicle

Myths & Facts About Pumping Gas

by Erie Insurance on June 29, 2026

For some reason, pumping gas tends to produce a lot of misconceptions.

For instance, many people mistakenly believe that filling up in the morning at the day’s lowest temperature can put more gas in your tank. For the facts on this myth and others, continue reading.

Facts and myths at a glance

  • Don't smoke while pumping gas.
  • Avoid distractions like texting while fueling.
  • Stay outside your vehicle whenever possible.
  • Don't top off your tank.
  • Premium fuel only helps cars designed for it.
  • Keep your tank above one-quarter full.
  • Filling up on cold mornings won't save money.

Gas Pump Myths and Facts: Quick Answers

Question

ANSWER
Is it ok to smoke while at the gas pump?
Smoking can bring an unnecessary risk of fires and may be illegal in some states.
Is it ok to use your phone at the pump?
While there is little evidence that using your phone can cause a fire, it is inadvisable to take your attention away from the pump.
Is it ok to go back into your car while fueling?
Getting in and out of your car can build static electricity, which can start a flash fire.
Do you get more gas if you pump on a cold morning?
No. There is no appreciable difference.
Is it ok to top off your tank?
No. When you overfill your fuel tank regularly, it can cause damage.
Is premium gas better than regular?
It depends. Only certain cars need premium gasoline.
Is driving on empty bad for your engine?
It can clog your fuel filter, damage your fuel pump and cause your engine to misfire.

FAQs

Is it safe to smoke at the pump?

Findings point to: NO

The American Petroleum Institute, the Petroleum Equipment Institute and safety officials across the country agree that you shouldn’t smoke while you’re pumping gas.

Gasoline is a flammable liquid, and there’s always a risk when you’re around it. However, the primary danger at the pump is not the gas itself but the gas vapors. Because these vapors are heavier than air, they can combust if they encounter anything flammable such as a smoldering cigarette butt, hot pavement or even a static spark. These can all turn into a very dangerous recipe for disaster.

Not only is smoking at a gas pump risky, it also may be against the law depending on where you’re fueling up. States have different fines or penalties for smoking at (or within a specified distance of) a gas pump. So, the next time you’re refueling, pay attention to the safety signs around you.

The takeaway: Drivers should follow the sage advice of the American Petroleum Institute: “Do not smoke, light matches or lighters while refueling at the pump or when using gasoline anywhere else.”

Should you use your cell phone at the pump?

Findings point to: NO

But it may not be for the reason you’d expect. It is true that static electricity has the potential to cause an unexpected flash fire at the gas pump. And while the likelihood of this danger is low, it’s still a real threat.

However, according to the Petroleum Equipment Institute, there has not been a documented case of a cell phone being the culprit of this type of fire. Rather, the issue here boils down to being distracted.

According to the National Association of Convenience and Fuel Retailing, there have been incidents where a driver on their cell phone has driven away with the fuel nozzle still in their vehicle, thereby damaging their car and the pump.

The takeaway: The phone call, text message and scrolling through your Instagram feed can wait while you refuel.

Is it safe to go back into your car when refueling?

Findings point to: NO

You build up static electricity when you go in and out of your car. This is especially likely when the weather is cold and dry. And that built-up energy wants to go somewhere. According to the American Petroleum Institute, touching the pump handle without discharging that static could potentially start a flash fire.

The takeaway: Stay outside your vehicle until you’re done filling up. (If the weather is less than ideal, make sure you’re wearing proper clothing to ward off the elements.) If you absolutely have to get into your car while you’re refueling, touch the exterior metal of your car before you grab the pump; doing so will help discharge any static electricity you may have picked up on the car seat.

Do you get more gas on a cold morning?

Findings point to: NO

Some believe that you’ll get more gas if you fuel up in the morning because the lower temperature will cause the volume of fuel to drop and its density to increase, which they argue could save you money. This is fair science when dealing with liquids and cold temperatures. But when it comes to the gasoline you pump into your vehicle, the logic isn’t as easily applicable, and it all has to do with the way that gas is stored.

Because the supply tanks for gas pumps sit far underground, gasoline temperatures rarely change. So, you could essentially fill up during an ice storm and it wouldn’t do much to the density of the fuel in the supply tanks.

The takeaway: Don’t bother getting up at 4 or 5 a.m. just to get gas (unless you’re already out and about). Fill up at whatever time is convenient for you. And read more about fuel economy to learn tips and tricks to get better gas mileage.

Is it bad to “top off” your tank?

Findings point to: YES

Trying to squeeze in a few extra pumps of gas can cause more damage than you might think. First, you’re paying for more gas than you need. Second, frequently topping off could actually harm your vehicle. According to GasBuddy, when you overfill your fuel tank regularly, it can cause damage to your EVAP system, which helps your vehicle process extra gas vapors. So, in the end, you could wind up with some pretty costly repair bills. Are those few extra pumps worth it?

The takeaway: When you hear the nozzle click and the pump stops, you should stop too.

Is premium gas better than regular?

Findings point to: IT DEPENDS

Cars are designed to run best with a specific type of fuel. A higher-octane premium gas won’t ignite as quickly, which explains why high-performance cars with high-compression engines often require higher-octane gas. This specialized fuel helps the engine work more efficiently while emitting less exhaust.

It is important to choose the correct type of fuel for your specific car. Using the right octane level can help your car run at its maximum efficiency and can prevent damage to your engine. Read about the differences between premium and regular gas to learn more.

The takeaway: Running a lower-octane fuel than your car requires will cause its performance to suffer, but a higher-octane fuel is unlikely to bring any added benefits. Your owner’s manual will explain what type of gas is best for your car, or you can look inside your fuel door which should have a sticker specifying your car’s fuel requirements.

Is driving on empty bad?

Findings point to: YES

Everyone knows (or should know) that running out of gas will cause your car to stall. But driving on empty can create even more damage below the surface. It can clog your fuel filter, damage your fuel pump and cause your engine to misfire, all of which can lead to a lot more problems down the road.

The takeaway: While every vehicle’s fuel consumption is different (as are each person’s driving habits), it’s recommended to keep your tank at least one-quarter full at all times.

Looking after you

It’s nice to have someone in your life who has your best interests at heart. Your insurance company should be as reliable as your best friend, someone you can count on. At ERIE, we’ll be there when you need us, and we’ll get you back on your way right away. Learn more about auto insurance from ERIE or talk to your local ERIE agent to discover the many ways we take care of our customers.
Posted 1:43 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2026
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012

  • directors and officers liability(1)

View Mobile Version
Facebook
LinkedIn
Twitter
Google+
Get Directions
Contact Us Today
Resources
Products
Customer Service
Payment Options
Report a Claim
News
About Us
Refer A Friend
Our Carriers
Blog
Contact Us
Contact us PO Box 362
Cold Spring, NY 10516

Ph: (845) 265-2220
Fx: (845) 265-4754
E: plservice@Gerelli-Insurance.com
© Copyright. All rights reserved. Powered by Insurance Website Builder.