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Blogs – Insurance Journal
The Lowdown: 2019 Private Flood Insurance Report
The big day is coming! I suspect by now, you’ve heard a great deal about the implementation of provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, requiring regulated institutions to accept certain private flood insurance policies in addition …
POSTED JUNE 19, 2019 2:51 PM |
Notes on Public Adjusters
I recently had a conversation about public adjusters. Here’s the short version of that conversation. What is a public adjuster? Would you recommend someone use a public adjuster? That made me think that we could bring some of that conversation …
POSTED JUNE 19, 2019 12:00 PM |
How Much Insurance is Enough?
Have you ever thought about how much insurance a person should buy? If you ask the agent, she might tell you that they should buy as much as they can afford. If you ask the underwriter, he might tell you …
POSTED JUNE 12, 2019 12:00 PM |
What is the Underwriter Thinking?
Got a really interesting question this week. The essence of it is that the agent has a customer with a homeowners’ policy. The company is planning to renew coverage with the house on Actual Cash Value (ACV), rather than Replacement …
POSTED JUNE 05, 2019 12:00 PM |
Misguided Editorialists Try to Raise the Beach House Bailout from the Dead
Each time it has been trotted out on the public stage, the Beach House Bailout has died an ignominious death. Leave it to the necromancers on the Tampa Bay Times editorial board to try to raise this zombie idea from …
POSTED JUNE 04, 2019 1:17 AM |
Tips and Tricks: 8 Ways to Increase Awareness of Your Insurance Agency
This post is part of a series sponsored by ITC (Insurance Technologies Corporation). If you’re starting an insurance agency, you’ll need to start thinking about marketing tactics. After all, you will need to build awareness for your new business. This …
POSTED JUNE 03, 2019 7:00 AM |
Why You Should Enter Marketing Awards Competitions
Marketing is inherently a competitive space. Our sole purpose is to drive revenue; some may disagree, but fundamentally, every activity a marketing department performs should be to support their firm’s business objectives (read: make money) through marketing strategies. Period. Meeting …
POSTED MAY 29, 2019 8:48 PM |
California Does Not Have a Wildfire Insurance Crisis
It’s understandable that wildfire is on the top of mind for California lawmakers this session. Coming on the heels of the 2017 wildfire season that saw $13.2 billion in insured losses, the fires last November that destroyed the town of …
POSTED MAY 29, 2019 3:36 PM |
We Could Try to Make Insurance Easier to Read
Insurance policies are hard to read, and I don’t think that they necessarily need to be so. Some would say that we need to keep policy language intact because the language that is used in many policies has come through …
POSTED MAY 29, 2019 12:00 PM |
Has Michigan Fixed Its Broken Auto Insurance System?
It took the threat of a ballot initiative to make it happen, but the deal no one ever thought they would see has come to fruition: Michigan’s lawmakers have passed legislation to reform the state’s worst-in-the-nation auto insurance market. In …
POSTED MAY 28, 2019 6:05 PM |
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