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News Center


Blogs Archives - Insurance Journal

The “G” in ESG – Good Governance Carrot and Stick
The temperature of the debate surrounding environmental, social and corporate governance (ESG) is already quite high and continues to rise. Last November, Elon Musk commented, “ESG is the devil.” More recently, in March 2023, Utah State Treasurer Marlo Oaks pronounced …

POSTED JUNE 07, 2023 7:00 PM
How the 2023 Banking Crash Reminds Us Why Insurance Solvency Matters
This post is part of a series sponsored by AgentSync. With a slew of recent financial institution failures, it’s an important time for insurers to put solvency front of mind. Throughout March of 2023, the world anxiously watched as a …

POSTED JUNE 07, 2023 5:07 AM
Using Ownership to Retain Producers and Staff To Build Your Independent Agency
This post is part of a series sponsored by InsurBanc. The insurance industry has one of the economy’s lowest unemployment rates, at 1.6% as of April 2023 according to the Bureau of Labor Statistics (BLS). Within the industry, the BLS …

POSTED JUNE 05, 2023 5:05 AM
The 2023 Hurricane Season: Are Insurers Prepared for the Growing Risks?
This post is part of a series sponsored by CoreLogic. As the 2023 Hurricane Season approaches, it is crucial for coastal and inland communities alike to understand and prepare for the potential risks associated with hurricanes. The North Atlantic Ocean …

POSTED JUNE 02, 2023 5:54 PM
Prop 103’s Author Isn’t the Final Word on What Prop 103 Says
It’s been 35 years since Californians voted by a narrow majority to pass Proposition 103, completely overhauling how the nation’s largest state regulates the business of insurance. That’s an awfully long time. So long, it seems, that even the man …

POSTED MAY 31, 2023 9:26 PM
How Disasters and Inflation Fueled Insurance Loss Ratios in 2022
This post is part of a series sponsored by AgentSync. It’s no longer just a hypothesis that more and larger natural disasters, along with general inflation and social inflation, are driving up insurers’ claims costs. New data shows loss ratios …

POSTED MAY 30, 2023 5:30 AM
The Startling Cost of Technical Debt in Insurance
This post is part of a series sponsored by AgentSync. Concerns over cost are a common culprit when it comes to choosing business as usual over making changes or improvements to outdated technology and processes. Thinking the cost of implementing …

POSTED MAY 24, 2023 5:24 AM
2 Firearm Situations. Maybe They’re Covered.
NOTE: This is an excerpt from a longer article on IJ. Here’s the full article. When it comes to firearms and insurance, we can look at them in two ways. First, as items of personal property, in which case, in …

POSTED MAY 17, 2023 4:32 PM
How the Unfair Trade Practices Act Could Impact Your Insurance Business
This post is part of a series sponsored by AgentSync. If an insurer or licensed insurance agent uses unfair or deceptive business practices to sell to their clients not only is it unethical but it’s also against the law. When …

POSTED MAY 17, 2023 5:17 AM
Cleaning Up Financial Reporting
This post is part of a series sponsored by InsurBanc. Applying for an agency loan can be stalled by poor financial reporting practices. Here’s what lenders expect. I was recently reviewing a loan application from an independent insurance agency when …

POSTED MAY 16, 2023 5:07 AM

NOTICE: The links and articles found on or within this news center are simply for informational purposes that we believe may be of benefit to our clients and/or website visitors. By providing these links on our website, we are not recommending or endorsing the use of the particular products or services these third parties offer. Nor does Gerelli Insurance Agency, Inc. confirm, corroborate or agree to the statistics or opinions on these links and articles. We urge you to review each website’s Privacy Policy, Disclaimers, and develop an independent opinion of the service or product for any link pursued.

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